Uniting our members. Protecting consumers. Setting equity release standards.
The Equity Release Council is the UK’s trade body for equity release and later life lending. We set trusted standards and protections that our members commit to uphold.
We bring together lenders, advisers, legal experts, funders, and service providers who share a single goal: helping consumers use their property wealth safely, confidently, and responsibly.
Join the community raising standards across later life lending.
96%
of our members say they would recommend membership to a colleague
Later life lending can help you unlock some of the value in your home, giving you greater financial flexibility in later life.
51%
of UK households are expected to rely on the value of their home to support spending in later life
When you choose a member of the Equity Release Council, you’re working with a professional who is committed to the highest industry standards.
Advisers are central to the process of considering, evaluating and entering into an equity release contract and their advice is a requirement of the Financial Conduct Authority.
Affiliate members are those who have an interest in the UK equity release market but do not operate within it.
All members in the associates category have an interest in the equity release market and some are direct contributors to the sales and advice process.
Providers are firms that are authorised by the financial services regulator to provide regulated lifetime mortgages, home reversion plans or other later life lending products.
Solicitors work on both sides of an equity release contract and consumers and providers must each have their own legal representation.
